Important Update About Debit Cards

Please activate and begin using your Sound debit cards immediately. Your Bank of Washington debit cards will no longer work.

Visit for more details.


Today's consumers deserve quick and easy access to their money.Debit Cards That's why we offer a Visa® debit card program with the added benefit of a global brand that's accepted all over the world.  A debit card is more convenient than writing checks and more secure than carrying cash.

Visit your local branch to request a personal debit card today!



Your debit card gives you 24-hour, nationwide access to the money in your checking account through point-of-sale transactions and ATMs. For even greater flexibility, you can link a savings or money market account to allow for funds transfer or to obtain cash. A debit card gives you convenient purchasing power without the hassle of writing checks.  And you don't have to wait for checks to clear, so you can manage your budget in real time.



A debit card is easier and safer than paying with cash or by check. Funds are deducted directly from your checking account, and every transaction is authenticated using your personal identification number (PIN)  or via your original signature. By phone or in person, you can safely shop or pay bills with the peace of mind that comes from the fraud protection that comes with debit cards.

Do you have travel plans that take you to other states or countries? Be sure to let us know so we can unblock international debit card transactions for hassle-free travel abroad. Just one more way we're looking out for your banking security!

Learn about our enhanced debit card transaction monitoring.


Now you can keep tabs on your account any time, anywhere. Near real-time Visa Purchase Alerts powered by Visa help you reduce fraud and monitor your spending. And the service is available free for Visa debit cardholders.

With Visa Purchase Alerts powered by Visa, you can receive a text message or email shortly after your Visa card has been used. So, if there is fraudulent activity, you'll be notified and can act quickly to stop the situation. It's a unique benefit that most alert services don't offer.

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Your account is automatically enrolled in the Visa Account Updater Service (VAU). This service is provided by Visa as a benefit in order to facilitate uninterrupted processing of recurring charges you have authorized. Under the VAU service, we may provide notice to Visa when your card number or expiration date change (i.e., when renewing an expiring card or merchant compromise). If you have authorized a participating merchant to bill your card for recurring payments, Visa notifies the merchant of your new card number and expiration date. Card numbers are only supplied to merchants who participate in VAU service. Because not all merchants participate in the VAU service, you should still notify each merchant when your card number changes in order to permit recurring payments to continue to be charged to your account.

To opt out of this service, please call 1.877.921.2432.

Learn More


Debit Card Activation and PIN Change

To activate your debit card or change your PIN, please call 1-800-992-3808.


Reporting Lost or Stolen Cards

To report your lost or stolen Visa ATM/debit card, call: 1-800-472-3272

(425) 921-2432 or (877) 921-2432
M–Th - 9:00 a.m.–5:30 p.m. (Edmonds and Lynnwood) | M–Th - 9:00 a.m.–5:00 p.m. (Everett, Mukilteo, Redmond)
Friday - 9:00 a.m.–6:00 p.m. (All Branch Offices)

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