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Quality Local Banking
Local Ownership, Management, & Decision Making
Proudly Serving the Puget Sound Region
Experience Relationship Banking Today
Full Service Community Banking
We are locally-owned, full-service financial institution with a team of experienced relationship managers committed to helping you and your business thrive and grow. We offer superior client service, flexible terms and individualized lending solutions, because we know that no two businesses are alike. Whether you're looking for a term loan to finance new equipment or a revolving line for investing in commercial property, we have an array of credit options to suit most any business need.
Our lending decisions and loan servicing are local, so you'll appreciate the stream-lined loan process, and our rates are always competitive. Call (425) 640-3120 to schedule an appointment with the business associate in your neighborhood.
A revolving line of credit is a versatile business tool that offers flexible financing for short-term needs like working capital or investment opportunities. Maintaining an active line of credit makes good business sense and helps stabilize your cash flow.
We offer both unsecured lines and those secured with business assets such as inventory, receivables or real estate. Loan rates are fixed, and you can repay and reuse to suit your company's needs.
We offer a variety of financing solutions for capital improvements like new equipment, vehicles, or other assets for expanding operations. Or perhaps your business is looking to purchase or refinance commercial property that's either owner-occupied or for investment purposes. Our business relationship experts can tailor a term loan to suit.
Our relationship managers have years of experience working with local professionals to meet their unique banking needs. We offer funding alternatives and banking value so you can spend more time on your practice and less time worrying about financial matters.
Whether you are a dentist, veterinarian, attorney, or CPA, you'll love the personalized attention and custom banking solutions we provide. Our philosophy is simple: we're here to help your practice grow while fostering a long-term partnership. We can also help with practice acquisition, buy-ins, or start-ups. Terms are flexible and custom-fit to the needs of you and your practice.
We are committed to helping professional builders and commercial developers with customized construction loans. We offer new construction as well as land development financing for a variety of projects including:
We can help you acquire, develop, or build just about any commercial property, and our experienced relationship managers are with you start to finish. And we can provide permanent financing solutions once the construction is complete. Our lending decisions are local and our rates are very competitive!
We invest in our communities by partnering with small businesses who qualify for SBA loans. The Small Business Administration has two popular loan programs, the 7(a) Program and the CDC/504 Program which differ in a number of ways, such as required down payments, typical project size, loan purpose, and SBA fees.
The 7(a) loans are guaranteed by the Small Business Administration. With longer terms and maturity, lower monthly payments and no balloon payments, these loans typically improve cash flow. They are designed to help small companies grow with financing for things like working capital, purchase of inventory, equipment or machinery or for acquiring an existing business.
Alternatively, the CDC/504 loans are made in conjunction with a certified development company (CDC), and are a great way to finance construction of new facilities, fund the purchase of land or purchase site improvements such as grading, parking lots and landscaping.
If you are interested in exploring these SBA loan programs, we have a dedicated SBA specialist who can help. To schedule an appointment today, contact Sam Cha at (425) 563-3101.