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We are excited to announce an agreement for the acquisition of The Bank of Washington by Sound Credit Union has been reached. Read More
NOTICE: Please note that the date of the Shareholders meeting has changed to January 4, 2019, 2:00 p.m. PST, at the Edmonds Center for the Arts. For more information, visit our Investor Relations page.
If you are unable to afford your first or second mortgage payments and wish to avoid foreclosure, there may be options available to you. The option that is right for your situation may depend on several factors including your loan balance, the type of loan and your current payment status.
In order to consider these options, the bank would require the following information from you:
You may come into the bank to discuss your situation with the branch manager during business hours. If you are unable to come into the bank, please contact us using the toll-free phone number 1-877-921-2432 and ask for Jeanne Hansen regarding Homeowner Counseling, or fax the above information to (425) 275-5601.
HUD is a U.S. government agency that increases home ownership, and supports home buyers. HUD offers free or low-cost counseling throughout the country. We would like to assist you by providing the HUD toll-free telephone number 1-800-569-4287 where you can receive a list of HUD-approved non-profit organizations that serve your residential area. You may obtain the information from the HUD agency by entering your zip code into the voice message center for housing default counseling.
In addition to this resource, the following websites offer helpful resources for those who are having trouble making their mortgage payments or are facing foreclosure.
U.S. Department of Housing and Urban Development (HUD)
HUD Housing Counseling Washington State
Washington State Department of Financial Institutions