Important Update About Debit Cards

Please activate and begin using your Sound debit cards immediately. Your Bank of Washington debit cards will no longer work.

Visit for more details.


We are pleased to offer a team of highly-experienced relationship managers who can meet all of your commercial banking needs with a custom-designed relationship and personalized attention. Their combined experience includes local business acumen plus a thorough understanding of commercial credit options, deposit and cash management solutions and even SBA lending and residential mortgage.

We'd like to introduce our professional team and invite you to contact them for all your business banking needs.

TJ ForneyTJ Forney

Business Loan Officer
(425) 867-2274 Secure.Folder.Yellow

TJ Forney joined Sound Credit Union (formerly The Bank of Washington) in August 2016. Mr. Forney’s relationship-oriented banking skills enable him to assist clients with unique solutions to fit all of their distinct banking needs. Being a lifelong Pacific Northwest resident has given him the knowledge and experience to offer a competitive advantage to business owners and assist them in further sustainability and organic growth. Mr. Forney can assist clients in many areas of business lending, including SFR construction lending, C&I, CRE, business lines, and more. He holds a bachelor’s degree in business administration and is a graduate of the renowned University of Washington’s Foster School of Business.


T DeveryTony Devery

Director of Residential Construction
NMLS: 765611

(425) 493-5335 Secure.Folder.Yellow

Mr. Devery has spent his entire 29-year career in the real estate lending business. His experience in residential mortgages is unsurpassed, with a track record as a frequent top producer. Mr. Devery is a graduate of the University of Washington and is an active member of the Port Gardner Rotary Club.


S PahlowStephanie Pahlow

Mortgage Loan Officer
NMLS: 643787
(425) 210-7097 Secure.Folder.Yellow

Stephanie Pahlow joined Sound Credit Union (formerly The Bank of Washington) in May 2018. Ms. Pahlow has been Residential Mortgage Loan Officer or Sales Manager in the Puget Sound Region for the past 30+ years. Ms. Pahlow has been the recipient of the Five Star Mortgage Professional award for more than 5 consecutive years. This designation is based on the feedback of former clients, on criteria such as customer service, market knowledge, communication, experience, overall satisfaction, as well as production levels. Stephanie has served as a member of the Rotary Club of Lynnwood for more than 10 years, serving on the board and also receiving the title of Rotarian of the Year. Stephanie has participated as a member of the New Home Council and Seattle Mortgage Bankers Association.

(425) 921-2432 or (877) 921-2432
M–Th - 9:00 a.m.–5:30 p.m. (Edmonds and Lynnwood) | M–Th - 9:00 a.m.–5:00 p.m. (Everett, Mukilteo, Redmond)
Friday - 9:00 a.m.–6:00 p.m. (All Branch Offices)

 NCUAlogoBW  EQUAL-HOUSING.clear.150dpi 

Insured by NCUA. Equal Housing Opportunity. 

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